About Joe Metzler, MLO, MMS, UMB

"As your Mortgage lender, we will show you ALL your different options. You tell us your situation, and we will advise you on what we think is best based on your wants, needs and financial goals. We want to make sure any loan you do meets your short and long-term financial goals, as well as your payment and equity objectives. I'm proud to provide solutions to each of our customers, no matter what their financing needs!" - Joe Metzler 

Joe is an MMS - Minnesota Mortgage Specialist 

What is the Minnesota Mortgage Specialist (MMS) designation?

Currently less than 75 people in Minnesota have completed the requirements to earn their MMS designation!

The Minnesota Mortgage Specialist designation is the title given by the Minnesota Association of Mortgage Brokers, Inc. (MAMB) to Minnesota mortgage professionals who choose to distinguish themselves as experienced, well-educated, ethical operators by successfully completing educational and professional requirements set forth by MAMB. As well as annually participating in continuing education pertaining to industry law and ethics.

To achieve this designation, an MMS must have proven experience in the industry, attend the Minnesota Mortgage Lending School, take Mortgage Law and Ethics classes, and successfully pass the MMS test. To retain their designation, an MMS must maintain at least 6 hours of continuing education per year. Joe is a lifelong resident of the Twin Cities area, and a 1998 Graduate of the Residential Mortgage Lending School, something very few Minnesota Loan Officers can claim.

When you finance through the The Metzler Team at Mortgages Unlimited, there are no surprises at closing because we provide you with prequalification advice, ongoing assistance and follow-up support. Working together with real estate agents, title companies, appraisers and homebuyers, the The Metzler Team has developed a solid reputation for dependability, honesty and consistently successful performance. You can trust that this expertise will result in a smooth and stress-free experience.

With dozens of competing banks, mortgage lenders and mortgage brokers, and dozens of mortgage programs to choose from in Minnesota and Wisconsin, he can't afford to make mistakes and still continue to be strong and effective. His single most distinguishing feature is the consistent level of professionalism and thorough service given to his clients, builders, real estate agents, and investors.

Many Loan Officers are more like glorified telemarketers. They can take your application, but lack the knowledge, experience, and expertise to effectively handle your largest single financial transaction. Your home loan is too important to place in the hands of a 1-800 phone number.

Once you meet Joe, it's easy to see why he is a successful loan officer, and leader of the The Metzler Team. His track record is exceptional by any standard. Personally, Joe is just as impressive: confident, organized, friendly and helpful. He exudes a professional and personal style that is hard to resist.

Having helped Realtors and Builders thoughout Minneapolis, St Paul, and all of MN and WI successfully close many transactions, knowledgeable and dedicated, Joe believes in doing the job right the first time. He has an answer for even the most complicated situation. He firmly believes in people, community, and home ownership. Joe and his team are committed to providing outstanding service... Service you can depend on! Whether you are buying your first home or your dream home, refinancing, or a debt consolidations loan, call Joe today for all of your mortgage financing needs.

Joe Metzler, MLO, MMS, UMB
Senior Loan Officer

Multimillion Dollar Loan Originator

Joe's Mortgage Blog at Active Rain:
 
Bank Loan Officers FINALLY REQUIRED To Register
7/29/2010 9:47 AM

BANK LOAN OFFICERS REQUIRED TO REGISTER

...Read More

 
No Closing Cost Mortgage Refinance? BUYER BEWARE?
7/27/2010 5:37 PM

No Closing Cost Mortgage Refinance? BUYER BEWARE?
Good or Bad Idea? YOU DECIDE after reading this...Read More

 
FHA looking to make BIG Changes - Here is Why
7/16/2010 11:12 AM

Are BIG FHA CHANGES coming soon?

Minneapolis, MN: FHA is seeing comments about possible changes to their very popular home loan program. From inception in 1934 until around 2000, FHA was always the #1 home loan financing option, but fell to just 3% of loans by 2007. Today FHA provides 30% of all loans, and the v...Read More

 
Misguided financial reform bill about to pass?
7/14/2010 7:27 AM

Misguided financial reform bill is about to pass!

The effect for mortgages? Less customer rate and cost options, more out of pocket costs to get a loan, and the elimination of true mortga...Read More

 
Mortgage Interest Rates Hit New Lows
7/9/2010 7:20 AM

Mortgage Rates Hit New Lows

St Paul, MN: Mortgage interest rates fell again last week to the lowest point since the early 1950...Read More

 
Top mortgage refinance mistakes
7/8/2010 1:44 PM

TOP REFINANCE MISTAKES

Minneapolis, MN: Mortgage interest rates are great, and everyone is thinking "should I refi" my home ...Read More

 
10 steps to a smooth home closing
7/4/2010 8:21 AM

Via Mortgages Unlimited, The Joe Metzler Team:

10 Steps to a Smooth Closing, from a guy who been to thousands!...Read More

 
Tax Credit Deadline Extended
6/30/2010 8:45 AM

St Paul, MN: The House of Representatives voted Tuesday to give first-time homebuyers three more months (Sept. 30, 2010) to close on their purchases and receive up to an $8,000 federal income tax credit.

Read More

 
Home Buyer Tax Credit Extention
6/25/2010 10:15 AM

The proposed EXTENTION to the CLOSING DATE for the Home Buyer Tax Credit DID NOT PASS yesterday.

Unfortunately it was attached as part of a much larger Jobs Bill that would have extended unemployment benefits another 6 months, and added $33 Billion to the deficit.

The proposed bi...Read More

 
Loan Officer Licensing: Different based on Lender. Who do YOU trust?
6/15/2010 5:36 PM

...Read More





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Top Minnesota Mortgage Lenders Brokers

Mortgages Unlimited Minnesota
33 Wentworth Ave E Suite 290,  St Paul, MN 55118 

Phone: (651) 552-3681

Member, Minnesota Mortgage Association
 

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