About Joe Metzler, MLO, MMS. NMLS # 274132

"As your Mortgage lender, we will show you ALL your different options. You tell us your situation, and we will advise you on what we think is best based on your wants, needs and financial goals. We want to make sure any loan you do meets your short and long-term financial goals, as well as your payment and equity objectives. I'm proud to provide solutions to each of our customers, no matter what their financing needs!" - Joe Metzler 

Joe is an MMS - Minnesota Mortgage Specialist 

What is the Minnesota Mortgage Specialist (MMS) designation?

Currently less than 75 people in Minnesota have completed the requirements to earn their MMS designation!

The Minnesota Mortgage Specialist designation is the title given by the Minnesota Association of Mortgage Brokers, Inc. (MAMB) to Minnesota mortgage professionals who choose to distinguish themselves as experienced, well-educated, ethical operators by successfully completing educational and professional requirements set forth by MAMB. As well as annually participating in continuing education pertaining to industry law and ethics.

To achieve this designation, an MMS must have proven experience in the industry, attend the Minnesota Mortgage Lending School, take Mortgage Law and Ethics classes, and successfully pass the MMS test. To retain their designation, an MMS must maintain at least 6 hours of continuing education per year. Joe is a lifelong resident of the Twin Cities area, and a 1998 Graduate of the Residential Mortgage Lending School, something very few Minnesota Loan Officers can claim.

When you finance through the The Metzler Team at Mortgages Unlimited, there are no surprises at closing because we provide you with prequalification advice, ongoing assistance and follow-up support. Working together with real estate agents, title companies, appraisers and homebuyers, the The Metzler Team has developed a solid reputation for dependability, honesty and consistently successful performance. You can trust that this expertise will result in a smooth and stress-free experience.

With dozens of competing banks, mortgage lenders and mortgage brokers, and dozens of mortgage programs to choose from in Minnesota and Wisconsin, he can't afford to make mistakes and still continue to be strong and effective. His single most distinguishing feature is the consistent level of professionalism and thorough service given to his clients, builders, real estate agents, and investors.

Many Loan Officers are more like glorified telemarketers. They can take your application, but lack the knowledge, experience, and expertise to effectively handle your largest single financial transaction. Your home loan is too important to place in the hands of a 1-800 phone number.

Once you meet Joe, it's easy to see why he is a successful loan officer, and leader of the The Metzler Team. His track record is exceptional by any standard. Personally, Joe is just as impressive: confident, organized, friendly and helpful. He exudes a professional and personal style that is hard to resist.

Having helped Realtors and Builders thoughout Minneapolis, St Paul, and all of MN and WI successfully close many transactions, knowledgeable and dedicated, Joe believes in doing the job right the first time. He has an answer for even the most complicated situation. He firmly believes in people, community, and home ownership. Joe and his team are committed to providing outstanding service... Service you can depend on! Whether you are buying your first home or your dream home, refinancing, or a debt consolidations loan, call Joe today for all of your mortgage financing needs.

Joe Metzler, MLO, MMS
Senior Loan Officer -NMLS # 274132

Multimillion Dollar Loan Originator

Joe's Mortgage Blog at Active Rain:
 
Debunking two big myths about Real estate Agents
2/1/2012 8:01 AM

With millions of web sites to look at for home for sale listing, it is becoming more and more common for people to feel they don’t need the help of a licensed Real Estate Agent.

More specifically, people seem to ONLY be calling listing agents for the properties you want to see. The thought behind this I suppose is “I can get a better deal...Read More

 
No Closing Cost Loans Cost Money
1/31/2012 8:20 AM

I constantly receive requests for a No Cost loan. Sadly there is no such thing.

All loans have closing costs associated with putting the loan together.

Just like you, participants in the mortgage loan<...Read More

 
Down Payment Assistance Loans in MN
1/24/2012 7:56 AM

...Read More

 
Getting a home mortgage loan with bad credit
1/21/2012 8:32 AM

Can you qualify for a home mortgage loan with bad credit?

What’s Your Credit Score?
Lenders rely heavily on credit scores as a major determining factor for gett...Read More

 
What's the estimated value of your home? Find out for FREE
1/18/2012 10:38 AM

What's the estimated value of your home?

...Read More

 
HARP 2 Refinance not ready just yet - Why?
1/17/2012 8:22 AM

HARP 2 - Not ready until March 15th, 2012

Minneapolis, MN: There is a lot of consumers interested in a HARP refinance in MN and WI. The Read More

 
Mortgage rates about to go up due to hidden tax
1/12/2012 5:05 PM
All home mortgage interest rates are about to go up due to new hidden tax congress buried into all new mortgage loans.
As part of the deal to extend a temporary reduction in payroll taxes, Congress last month approved a permanent increase in the fees borrowers pay on mortgages backed by Fannie Mae, Freddie Mac and the FHA.Read More
 
2012 Mortgage Interest Rate Prediction
1/7/2012 9:04 AM

ST PAUL, MN: As the new year begins, there are no shortage of so called “experts” telling us what to expect for mortgage interest rates in 2012.  Mortgage interest rates c...Read More

 
New CONDO and Townhouse Insurance rules to cause more pain in the housing industry.
12/30/2011 10:02 AM


Minneapolis, MN: Currently on Condominiums and attached Townhome units (PUD), Fannie Mae requires insurance coverage of the lesser of 20% of the unit’s appraised value or replacement cost.

...Read More

 
What does your credit score mean?
12/28/2011 10:14 AM

What does your credit score say about you?

Everyday I am looking at credit reports, and making credit decisions. It amazes me sometimes the people who call and say they have good credit, when they don't. It also amazes me the people who have good credit, and fear they can't get a loan.

...Read More





Mortgages Unlimited Minnesota
33 Wentworth Ave E, St Paul, MN 55118
(651) 552-3681

Member, Minnesota Mortgage Association

Search for homes for sale - for free

Mortgages Unlimited, Inc. NMLS # 225504. Joe Metzler NMLS # 274132



 
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