First Time Home Buyer? Zero Down? YES YOU CAN! - Metzler Mortgage Group Minnesota Wisconsin Florida Best Rate Low Closing Cost Assistance, bond, government, city, county, state, grant, aid

First Time Buyer?

Purchasing a home for the first time is truly one of life’s milestones. Homeownership is a worthy goal, and thanks to a variety of available financing options, it is a goal that is now in reach for more people. Today’s low mortgage rates make this a historically attractive time to buy, and new loan programs have helped to make the home loan application process simpler than ever before. Like any important goal in life, homeownership is a substantial responsibility, and there are a number of critical steps necessary to make the dream of buying that first home a reality.

It all starts with understanding the Ownership vs Rent benefits. While everyone’s individual financial situation varies, you need to make sure financing is in place BEFORE you start looking at homes or talking to Real Estate Agents. This is where we come in.

We will hold your hand from A to Z. The prospect of home ownership is clearly rewarding; however, the process of applying for a home loan and selecting a property can seem daunting – especially for first-time buyers. It really isn't. We assist consumers in understanding and navigating the details of home loan application, and answering ALL of your questions. It all starts with Applying For Your Loan with our FREE NO COST one hour decision system!

Once you have applied, we will walk you through all your options, and make sure you know What To Expect, although the actual approval process is fairly straight forward. (Learn More)

When we are done, we will issure you a "pre-approval" letter, and put you in contact with a qualified, real estate professional who will help you find, negotiate, and close on your dream home. Many people go from renter to owner in as little as 45 days!

Many potential buyers who "think" they can't, actually CAN qualify for a home. We have countless success stories on file, and you can be one too!

Buying a home is something we all dream about, usually for years. You may not have been able to save for a down payment, and therefore figured you could not buy a home. In today's mortgage market, a down payment is simply no longer required. With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you've saved.

Stop renting. Start building your financial future, and get all your home owner tax benefits! We can show you how you'll be able to afford a home sooner, and you'll probably be able to afford more home than you think! Throw in the combination of an adjustable loan with an interest only option --- we can really drive your payment down to a comfortable level!

You'll never know if you don't apply right now! Let us help you explore all your mortgage options. We look forward to helping you!

We specialize in helping first-time homebuyers of all kinds, but especially those that may have less-than-perfect credit or trouble proving their income.

Even if you are self-employed or have less-than-perfect credit, give us a call today. In about 10 minutes over the phone, we can tell you if you qualify. This service is absolutely FREE and takes just minutes. You have nothing to lose - except the chance to own your own dream home! So call now, because the call could be your first step in becoming a homeowner.

THE BOTTOM LINE: It isn't as scary as you think. If you want to buy a home, we probably have a program that will work for you. There are no costs or obligations, plus we'll give you a FREE credit report. You'll never know if you don't call, so call right now!

Ready? Click here to Get Started or fill out the mini application below and we will contact you!

As a Lenders One partner, we are the 9th Largest Retail Mortgage Originators in the country. We were recently rated the 8th largest lender in Minnesota.  Any use or duplication of any materials is strictly prohibited. www.JoeMetzler.com, www.TwinCityHomeLoans.com, www.MnHomesAndLoans.com

Licensed as Great Rivers Mortgage, LLC and Mortgages Unlimited, Inc
The Metzler Mortgage Group    971 Sibley Memorial Hwy Suite 300     Saint Paul, MN 55118
Phone: 651.552.3681     Toll Free Phone: 800.638.0210 - Ext 681