iMortgageJoe - Your Trusted Mortgage Partner
Get pre-approved in 24 hours. Competitive rates. Expert loan guidance from Joe Metzler, and the Metzler Mortgage Team at Cambria Mortgage. Serving AZ, AZ, CO, FL, IA, MN, ND, SD, WI .
How We Help You
Local expertise. National lender network. Best rates guaranteed.
Home Purchase
First-time buyer or moving up? We'll find the perfect loan for your dream home.
- FHA, VA, Conventional
- Low down payment options
- Fast pre-approval
Refinancing
Lower your rate, shorten your term, or tap into your home's equity.
- Rate & term refinance
- Cash-out refinance
- No-closing-cost options
Jumbo Loans
Financing for luxury homes and high-value properties in the Twin Cities.
- Up to $3M+
- Competitive rates
- Flexible terms
Mortgage Calculator
The rate in the calculator is for illustrative purposes ony and not an lock offer; please contact us for a personalized quote based on todat's real-time market
*Estimate only. Does not include taxes, insurance, or HOA fees.
DOWNLOAD OUR APP
Speed Up the Loan Process
Install the Cambria Mortgage Mobile App for an Enhanced Mortgage Experience
With Our FREE Mobile app for iPhone™ or Android™ you can do a full loan application, follow the status of your loan, scan and upload documents, calculate potential house payments, and more!
You also get direct contact with your Loan Officer, have push notification reminders for important dates (appraisal, closing, rate lock etc.), initiate a chat, and contact information for all involved.
Mobile Capture Technology even allows you to scan and securely upload documents, and via our secure portal, you can view, eSign, and download loan documentation (approval, appraisal and closing docs).
Ready to Apply?
Start your mortgage application online. Secure, fast, and easy.
Or call Joe directly: (651) 552-3681
What Our Clients Say
Real reviews from real homeowners
"Joe made our first home purchase so easy! He explained everything clearly and got us an amazing rate. Closed in 3 weeks!"
"Refinanced with Joe and saved $400/month. He was responsive, professional, and made the process painless. Highly recommend!"
"True local expert. Joe knew the Saint Paul market inside and out. Got us pre-approved same day and we beat out other offers."
Local Expertise. National Resources.
For over 25 years, Joe Metzler has been helping families across seven states achieve their homeownership dreams.
As an independent mortgage broker with Cambria Mortgage, we work for YOU, not the bank. We compare rates from over 50 lenders to find the perfect loan for your unique situation.
Ready to Get Started?
Let's discuss your home financing options
Call Us
(651) 552-3681
Mon-Fri 8am-6pm, Sat 9am-2pmEmail Us
Joe.Metzler@
CambriaMortgage.com
Apply Online
Free, No Obligation
Secure online applicationVisit Us
1549 Livingston Ave
Suite 105
St Paul, MN 55118